Terms and Conditions

The information contained in this website is provided to you and is subject to the following terms and conditions. Continued use of this site is your acceptance of these terms.

Links to Other Sites

PPFRA does not endorse or guarantee the products, information or recommendations provided by linked sites and is not liable for any failure of products or services advertised on those sites. Third-party websites may have a privacy policy different than PPFRA and may provide less security than our website.

Accuracy of Information

All information provided by PPFRA or obtained from other sources through this site is believed to be accurate and reliable as of the date posted on the site. However, there may be inaccuracies at times, which we will make every attempt to correct when found. We do not provide any representations or warranties regarding the site or any information in it, nor should any information be construed as providing advice. The site and all information is provided “as is.” Information provided is intended to assist you in making educated decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.

Changes and Availability

We reserve the right to change these terms and conditions from time to time. Your use of this site is your agreement to check the terms and conditions periodically. If you do not want to be bound by the terms and conditions or any changes made to them, you must not use this site after the effective date of the changes. We will not notify you when changes are made to these terms and conditions unless required by regulation.

Privacy at PPFRA

We respect the privacy of our members and recognize the importance of maintaining the confidentiality of your personal financial information. Our Privacy Notice describes the practices followed by PPFRA. The notice also describes what information we collect.

California Online Privacy Protection Act

PPFRA does not disclose the user’s information to anyone else, although we may use cookies or other technologies to track where users originate, which of our web pages they visit and to help us identify them.

COPPA Compliance

PPFRA complies with the U.S. Children’s Online Privacy Protection Act (COPPA) which requires us to notify and obtain consent from a parent or guardian before we collect, use and disclose the personal information of children under 13 years of age. We do not knowingly collect personal information from children under 13 years of age without such consent and if we learn we have inadvertently done so, we will promptly delete it.